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Social Security Disability – Don’t Mess Around, Get Help

I don’t know if this will reach anyone who could use the advice, but I want to give everyone a heads up: don’t fill out your Social Security disability paperwork on your own.

I consider myself a pretty hip grandma. Since I have time on my hands since I got injured, I’ve gotten into all sorts of cool things. I started blogging for instance. I keep up with all the Hollywood gossip. I watch a lot of CW. I try to stay up to date on what my grandkids care about.

I never saw myself as the scarf knitting sort of old lady. I wanted to be out in the world until the day I died. Since that’s no longer possible, I want to still be part of the world, not locked away, listening to old records and dreaming about the old days. If my body can’t keep up, my mind still can.

So, being so with it, and so good at Google, I figured I could fill out my paperwork for my Social Security disability. After all, I’ve done the taxes for my family for thirty years. I was always the one to fill out the paperwork for everything. Why wouldn’t I be able to handle this?

Well, it’s complicated, that’s why. It took me by surprise, but being a proud and stubborn old granny, I decided I’d do it anyway. I wasn’t going to ask for help.

That attitude got me rejected and left me a little short on finances for a few months until I finally broke down and talked to a family friend who happens to be a lawyer. He put me in touch with some people who helped me out for very cheap. They were very nice, and I even went all traditional grandma and baked them some cookies for it.

I want to send this warning out there for any of the other hip grandmas and grandpas out there who might happen to come across this because, apparently, this is a really common problem. I read that something like two-thirds of people are rejected when applying for Social Security disability. I bet a lot of those people need it more than I do.

I’m actually pretty comfortable, even when I’m short. I have a lovely family that pitches in and helps me out all the time. I have a one-floor house with an open floor plan, so while I’m confined, I can still get around relatively easily at home. I don’t have that much to worry about if the checks don’t come for a month or two.

But others, hip or not, don’t have that luxury. So, if you’re one of those people without the luxury of trying and failing on this process, don’t get all stubborn like I did. Just get a lawyer (or a really clever relative with a good, reliable, young brain) to help you out. Don’t mess around with this stuff.

Self Driving Cars & Accidents: Who is Liable?

As more and more cars become autonomous in the future, there are serious questions about who will hold liability in the event of an automobile accident. Since humans will not be operating the vehicles, it seems unfair to hold them responsible for any damages that might result from a computer defect in a self-driving car. However, if the driver isn’t responsible, who should be? The car manufacturer? The company that built the virtual driverless car system? It is hard to imagine the world without drivers but as we move into the future, this world could very well become our reality. In this article, we will explore some possibilities that we might encounter in the future and how car insurance will fit in each universe.

There are a few levels of automation that we will encounter before actually reaching a state of complete automation if we can ever reach it at all. In a world of absolutely no automation, it would seem reasonable to hold humans accountable for accidents since, presumably, they are in complete control of the vehicle. This is the world of yesterday. Today, however, although there aren’t many self-driving cars, there is still plenty of automation. Many processes in vehicles today like brakes and steering are partially, if not fully, automated and there have been cases of car manufacturers being held liable for accidents caused by deficiencies or malfunctions in these systems. In a world of complete automation, with no human drivers, who should pay for accidents? Some argue that companies that produce the cars and systems in which they drive should be held responsible since in a way they are the ones “driving.” Others argue that accidents will reduce in frequency so significantly that automobile insurance will simply become obsolete and companies like Geico and StateFarm will go out of business. Some even speculate that the general public will cease to even own cars as ride-sharing companies start to amass the totality of self-driving cars. In this case, if accidents happen, the liability would probably be shifted to the ride-sharing companies. This precedent is seen today with ride-sharing companies. For example, if a contracted driver in a ride-sharing company is involved in a crash on today’s roads, that driver’s insurance typically covers the costs associated with the incident and the employing company covers any extraneous costs. A rider in the car will typically not be responsible for any costs associated with the accident even if they are personally harmed.

While a world of all driverless cars may seem farfetched and very distant, the simple fact is there are only going to be more in the future. Eventually, the legal system will have to make a decision regarding liability in driverless crashes. For now, you should definitely have insurance if you are going to be driving. Furthermore, if you are involved in an accident, you may be held responsible and you should seek the expertise of Columbia, South Carolina automobile accident attorneys.

The Texas Workforce Commission on Nurses and Hospital Personnel

Employees in all U.S. states benefit from many different legal rights and protection, such as the anti-discrimination law, law on number of working hours per week, and wage and overtime pay. Though there may be some types of workers who are not covered by these protections, all employees are generally assured of minimum wage plus overtime pay for any extra number of hours of work rendered beyond the 40-hour work per week that is mandated by the law.

The federal law, which specifically gives directives and sets the standard for recordkeeping, child labor regulations, minimum wage and overtime pay, is the Fair Labor Standards Act (FLSA), also known as the Wages and Hours Bill, which the US Congress created in 1938 and which is presently controlled by WHD or Wage and Hour Division. It is intended to benefit all employees, whether part-time or full-time, in both private and public firms.

The Fair Labor Standards Act has components leading to civil or criminal offenses in the event of violation of any of its stipulations. Besides the criminal penalty and the huge fine for violation of the Act’s stipulation, compensation for damages suffered by an employee, which includes lawyer’s fees, is also significant.

Despite the law and the harsh penalties, many employers continue to carry out unfair labor practices, denying employees the minimum and/or overtime pay they deserve. Every minute worked deserves to be compensated, thus, any employer violation can lead to an offense which will merit for the employee all unpaid compensation.

According to the Leichter Law Firm, one sector which probably suffers most from wage and hour violations is medical, which is made up of nurses and other hospital personnel. Due to the type of work they perform, these health-care providers are often obliged to render additional hours of service after their regular shift. Though hospital work naturally requires this type of duty, and OT work and pay agreements are legally and clearly reached by both employees and their employers, still many medical workers do not get the compensation that they rightfully deserve.

The Texas Workforce Commission states that under a new Texas law that went into effect on September 1, 2009, mandatory overtime for RNs and LVNs is permissible only in disaster and other emergency situations . For purposes of this law, “mandatory overtime” is defined as work time above and beyond the normal pre-scheduled shifts (Section 258.002). Thus, while such a nurse can be required to work a schedule of 50 or more hours per week (with payment of overtime pay for any nurse who is non-exempt), they cannot be required to work beyond what they were told they would have to work, unless an emergency situation demands additional hours beyond the pre-scheduled shifts.

In the event of wage or overtime pay violation, nurses and hospital personnel have the right and the duty to bring their employers to justice. This is to ensure that unfair labor practice is put to an end, besides earning the compensation that they have been denied.



Common Pollutants in the Workplace

Indoor air quality is not one of the first things that come into your mind when it comes to workplace comfort and safety, which is sad, because it can greatly affect not just comfort and safety, but also productivity.
Whether you work in an office building or a manufacturing plant, you deserve good indoor air quality to avoid health issues, particularly in the eyes, skin, and respiratory system. But how can you make the air quality in your workplace good? First, it is important to identify the materials that may make it bad – pollutants.
Chemical pollutants often come in the form of elements, such as carbon emissions from office equipment and machines, carbon monoxide and nitrogen dioxide from combustible materials, and even smoke from tobacco and spills from chemicals themselves.
This kind of pollutant often causes eye and skin irritation, and lung problems such as asthma, emphysema, and even pneumonia and cancer. To avoid chemical pollutants, it is best to separate equipment and work processes that produce them from the work area. If it cannot be avoided, like on certain industries, it is wise to consider wearing protective gear.
Contaminants are characterized by their biological nature. They come in many forms, such as bacteria, fungi, pollens, and viruses.
This kind of pollutant often causes allergic reactions, which can be particularly dangerous for those who have episodic complications such as asthma, because they may experience an episode. Avoiding contaminants is relatively easy, because most of the time it is only a matter of maintaining the workplace and preventing natural processes like condensation.
Particles are objects that are small and light enough to be suspended in the air, free to being inhaled by unsuspecting workers. Depending on the workplace, particles may come in the form of cotton dust from textiles, organic dust from agricultural and farming products, metallic dust from manufacturing, mineral dust from mining, wood dust from carpentry, and many others.
This kind of pollutant has various effects. Particles can be caught in the eyes, causing irritation. They can contact skin and cause skin irritation and even cancer, especially if the particles are chemically-induced. They can be inhaled and cause asphyxiation due to particle buildup in pathways, and even cancer and other serious respiratory problems.
Particles can be avoided by installing proper ventilation systems, such as those from RoboVent. Like chemicals and particles, it is also a good idea to wear protective gear and maintain the place to avoid direct contact to dust and dust buildup.

NFL Players are paying the Cost of being Professional Leaguers with Their Health and Long-Term Well-Being

NFL Players are paying the Cost of being Professional Leaguers with Their Health and Long-Term Well-Being

According to NFL concussion attorneys, “During the 2015 season alone, there were over 180 reported concussions in the National Football League, an average of 10.7 concussions each week over the 17-week season. While there are safety protocols and rules in place to prevent head injuries, many of these are arbitrarily enforced by referees and team trainers alike. Often responsible parties will take negligent action in order to further the entertainment value of football games. Players frequently feel forced to perform despite incurring severe head injuries in order to retain their professional careers and fans. This is incredibly dangerous for players, as repeated concussions have serious long-term effects on a person’s wellbeing, such as: reduced life span; high medical costs; brain damage; chronic headaches; impaired concentration and memory; and reduced balance.

All types of sports come with risk of injury. Risk of injury, however, is always highest in football, this being a high-impact sport, where very strong and heavy players run into each other at full speed. The sad thing is, the more dangerous and violent it is, the more fans, owners and camera crew are awestruck, but this is because these people do not fully understanding that these violent collisions can result to players sustaining chronic brain damage and/or irrecoverable body impairment.

Though musculoskeletal injuries are the types of injuries most commonly sustained by football players are, there are two other injuries that are more serious because they affect the brain: Chronic Traumatic Encephalopathy and Concussion.

Chronic Traumatic Encephalopathy (CTE) is a progressive degenerative disease of the brain. It can lead to memory loss, dementia and depression. But though it can cause great harm in a player, this brain illness can only be detected after a person’s death, through autopsy.

Concussion, on the other hand, is “a change in mental state due to a traumatic impact. Not all those who suffer a concussion will lose consciousness. Some signs that a concussion has been sustained are headache, dizziness, difficulty concentrating, blurry vision, nausea, loss of balance, drowsiness and numbness/tingling.

Many NFL players are paying the cost of being professional leaguers with their health and long-term well-being. Once their careers end, many of them find that the physical toll that playing professional football has taken on their bodies makes them unable to live a productive and healthy life. These injuries include physical pain from broken bones and joint injuries, and a degenerative brain disease due to the repeated concussions to their head.

Common Injuries Sustained in Jet Ski Accidents

The beach is a good place to forget about the hassles of work, school, and life in general. It is a place for recreation. But if you are not careful, it may also be a place for accidents. Vacation may be your only time out of the real world, where responsibilities are the only things that matter; however, dealing with unfamiliar territory can be tricky.

Below are the most common injuries you can sustain in the beach, particularly while you are enjoying your jet ski. It is important to know these injuries so you can be familiar with the risks involved when operating a personal watercraft in a reckless or negligent manner.

Bruises and lacerations
Jet skiing can be a very adventurous activity, and the speed of the jet ski may greatly contribute to the force of the impact when an accident occurs. Bruises may typically result from colliding with another jet ski, hitting a natural element like rocks and corals, and crashing into the water too forcefully. Lacerations, or tears on the skin and muscle, may also result from these collisions.

Fractures and sprains
Jet skis are fast objects, and the force of the collision may be enough to break bones or damage the ligaments between them. The most common fractures are in the arms and legs, and the most common sprains involve the ankles and wrists. These injuries may be sustained front colliding with another jet ski, getting hit by a jet ski, or hitting another solid object such as water markers and rocks.

Neck and spinal cord injuries
Unlike bruises, lacerations, fractures, and sprains, neck and spinal cord injuries may have significant lifelong effects. These kinds of injuries may result into partial or total loss of sensory and motor functions of the limbs, or at worst, complete paralysis. The sudden jerking of the jet ski, which occurs directly after a collision, may also cause a whiplash.

Head and brain injuries
These kinds of injuries are the most dangerous ones a person can sustain on a jet ski accident. Those who are lucky may sustain concussions, but those who are not may sustain a severe traumatic brain injury, which may result into body coordination issues, cognitive problems, limited sensory functions, and physical symptoms such as persistent headaches.

A Case of Improper Treatment Resulting to Patient Death

After being admitted in a hospital due to second and third degree burns on his buttocks and heels, the patient, who was 88-year old, was placed on his stomach, without IV. Though a glass of water was available for his consumption, it was placed on a night stand that was out of his reach.

The position he was placed into caused him to regurgitated acid from his stomach, though he could not drink water even when he needed to. As a result, the acid from his stomach burned his esophagus. A couple more days and he was severely dehydrated and suffered organ failure until he lost his capability to talk or swallow anything. After nine days more, his body became too weak to continue bearing the severe suffering, making it impossible for him to still go on suffering.

The hospital and his doctor explained to the family that the man’s very weak condition (even upon admission) was what caused his death. Doubtful of what they were told, the family hired a lawyer and pursued legal action to get full disclosure. The medical board which investigated the 88-year old’s case found that the hospital was actually guilty of 26 different errors and these were actually what contributed to the old man’s suffering and eventual death.

Questioning a doctors’ judgment can be difficult. Though patients have all the right to do so, they worry that this may send a wrong message to the doctor, who may consider queries as lack or absence of trust. Patients should know, however, that even the best and very famous doctors commit mistakes and that, sometimes, these mistakes result to severe harm or patient death.

The case above point to one kind of medical malpractice: improper treatment. As different from wrong diagnosis, improper treatment implies correct diagnosis of a health complaint, thus, a doctor knows exactly what the patient’s health problem is; however, for whatever reason, this doctor provides the patient with the wrong treatment.

Improper treatment includes giving a patient the wrong dose of a drug, prescribing a drug to a patient despite such patient’s known allergy to such drug, delaying, rushing, or performing an unnecessary or a dangerous treatment, inadequate monitoring of a patient, and failing to take the necessary measures in order to prevent a disease.

In its website, the Habush Habush & Rottier, S.C. ®, law firm explains why medical professionals are held to strict performance standards – primarily due to the sensitive nature of their work which can result to severe harm of death in case of a mistake. Sadly, there are medical professionals who fail to live up to these standards and so cause patients undue suffering.

When a doctor, surgeon, or hospital administrator makes a mistake, they put their patients at an increased risk for illness and injury and, based on tort law, harmed patients are given the right to pursue legal action against liable parties to seek for damages resulting from the undue harm they have been made to suffer.

What Makes Salons and Salon Services Worth Going Back To

There are about 82,000 beauty salons in the U.S., which continuously find ways on how to be able to providing services aligned with the growing and ever changing needs and demands of clients. The hair care services industry is probably one type of business wherein even small companies can compete with large and already established ones and come out successful. For though large firms have the advantage in marketing capabilities that enable them to reach more clients, majority of the clients rather go to smaller salons due to their more favorable locations and delivery of high-quality service.

Besides the traditional haircutting service, many hair salons of today not only render services that include hair length reduction, hair styling, hair-coloring or tinting, permanents and shampooing, keratin/smoothing, and layering (all of these services apply to all genders from any age groups) but also other types or services such as facial treatment, deluxe nail (fingers and toes) care services, massage, tanning, bikini waxing, and various types of spa treatment; for male customers, besides haircut, there is also mustache and beard-trimming.

The secret of good salon service, based on studies, show, however, that what clients really want is for a salon to make them really feel good about making themselves look more beautiful. If a salon fails on this primary client need, then it can expect clients never to return for another service.

Beside making clients feel really good about the way they look, some salon, stylists, like the Houston hair stylists at Therapy Hair Studio, assure clients of precision cut and color, besides offering products that will allow them to keep their hair, or makeup, flawless until their next visit. Two exceptional products offered by some stylists are the Kevin Murphy hair care products and Kerastase’s Chronologiste, which makes the hair supple, shiny and incredibly soft besides giving it UV protection. Complements and great service that exceed client expectation: these are just a couple of what makes salons and salon services worth going back to.